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, acupuncture, hearing aids, long term or custodial care in nursing homes or most prescription drugs. There are also special Medicare programs for people with low incomes of $4000 per individual or $6000 per couple not including a house or car. They may also qualify when they are not eligible for Social Security benefits or railroad retirement benefits, but they usually will have to pay the premiums for Medicare Part A. A premium is required for Medicare Part B. To noon June 26 to help people sort through their options with Medicare, the federal health insurance program for people 65 or older and for some younger disabled Americans. If one is not age 65, he/she may apply with the local Social Security office during the 7 month period that starts 3 months before their 65th birthday.

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